Credit Cards

We offer a wide variety of credit card options available through Visa® so you can choose which features or perks best meet your needs. So whether you prefer to accumulate frequent flyer miles, points towards free merchandise or gift certificates, or want cash back we have the card for you. Plus, you get the benefit of our friendly hometown service. When you have questions or concerns, just call us. There are no unwieldy 800 numbers, endless on-hold marathons or impersonal answers. You can also have your balances paid automatically from your checking account! For more detailed information about Family Merchants Bank's credit card options or to apply, call your personal FMB banker at 378-8100.

Platinum Edition® Visa®

If you desire competitive interest rates, an impressive package of money-saving benefits, and worldwide purchasing this may be the card for you. Features of our Platinum Edition® Visa® card:

• No annual fee
• No balance transaction fees
• Personalize your credit card with your favorite personal photo
• Free online payment
• Free online statements, up to 36 months of past statements
• Up to a 25% discount at select car rental agencies
• $250,000 in Travel Accident Insurance
• Free identity theft protection through FirstGuard

Rewards Advantage Platinum Edition® Visa®

Earn a multitude of different rewards with Rewards advantage®. Redeem your rewards points from a huge selection of travel certificates, gift certificates, merchandise and cash back. Rewards include a wide variety of electronics, tools, jewelry, travel retailers and many more.

Features of our Rewards Advantage® Platinum Edition® Visa® Card

• Earn 1 reward point for every $1 in purchases with the freedom of no annual fee
• Personalize your credit card with your favorite personal photo
• Free online payment
• Free online statements, up to 36 months of past statements
• Up to a 25% discount at select car rental agencies
• $250,000 in Travel Accident Insurance
• Free identity theft protection through FirstGuard

First AirMiles Rewards Platinum Edition® Visa® Card

Earn a multitude of different rewards with First AirMiles Rewards at 1.25 points for every $1 you purchase. Redeem your rewards points from a huge selection of travel certificates, gift certificates, merchandise and full-service travel! You will earn a variety of rewards including electronics, tools, jewelry, full-service travel and many more! Features of our First AirMiles Rewards Platinum Edition® Visa® Card:

• Earn 1.25 reward points for every $1 in purchases
• Earn 1,000 bonus points the first time you use your card
• Personalize your credit card with your favorite personal photo
• Free online payment
• Free online statements, up to 36 months of past statements
• $250,000 in Travel Accident Insurance
• Free identity theft protection through FirstGuard