Family Merchants Bank

Checking

Family Merchants Bank offers a wide selection of checking accounts with a variety of product features. Regardless of what type of account you need, we offer free Online Banking on all of our personal checking accounts. We would be glad to have you come into the bank where one of our customer service personnel will sit down with you and teach you how to use it. If you so desire, our Online Banking also comes with free Online Bill Pay.

Earns 2.4% annual percentage yield (APY)
$1,000 minimum balance required to open account or keep account active
No monthly fee if minimum daily balance is at or exceeds $1,000; monthly service charge applies if balance falls below $1,000
Interest is accrued on daily collected balances and paid monthly. A minimum available daily balance of $1,000 must be maintained to earn interest
Free standard checks
Free Debit / ATM card available
Free Online Banking including Bill Pay
Free use of the Community Room
Unlimited check writing
Monthly bank statements with account activity and imaged copy of front side of all checks clearing during the month
Overdraft protection available
ATM transactions free throughout the Cedar Rapids, Hiawatha, and Marion area included in the Privileged Status network

$100 minimum balance required to open account or keep account active
No monthly fee if minimum daily balance is at or exceeds $100; monthly service charge applies if balance falls below $100
Free standard checks
Unlimited check writing
Monthly bank statements with account activity. However, checks are truncated.
Overdraft protection available
Free Debit / ATM card available
Free Online Banking including Bill Pay*
ATM transactions free throughout the Cedar Rapids, Hiawatha, and Marion area included in the Privilege network

$500 minimum balance required to open account or keep account active
No monthly fee if minimum daily balance is at or exceeds $500; monthly service charge applies if balance falls below $500
Free standard checks
Unlimited check writing
Monthly bank statements with account activity. However, checks are truncated.
Overdraft protection available
Free Debit / ATM card available
Free Online Banking including Bill Pay*
ATM transactions free throughout the Cedar Rapids, Hiawatha, and Marion area included in the Privilege network

No monthly, activity, or transaction fees apply
$100 minimum opening balance required
No minimum balance required to keep the account active
Unlimited check writing
Monthly bank statements with account activity. However, checks are truncated.
Overdraft protection available
Free Debit / ATM card available
Free Online Banking including Bill Pay*
ATM transactions free throughout the Cedar Rapids, Hiawatha, and Marion area included in the Privilege network

Hometown Silver Perks Checking

Available to anyone age 60 or older

No monthly, activity, or transaction fees apply
$1,000 minimum balance required to open account or keep account active
Unlimited check writing
Free standard checks or $5.00 discount on other styles
Free Debit and ATM card available
Monthly bank statements with account activity. However, checks are truncated.
Overdraft protection available
Free Online Banking including Bill Pay*
ATM transactions free throughout the Cedar Rapids, Hiawatha, and Marion area included in the Privilege network
View our list of Surcharge Free ATMs.

*A charge of $5.95 will apply if you don't use the bill pay feature to pay at least four bills in a month for two consecutive months. Appropriate sales taxes will be added to all monthly fees that apply.

Rates and terms are effective as of April 1, 2008. Rates can change daily, please contact Customer Service (Bank) for current rates. Fees can reduce earnings. Charges are subject to Iowa sales tax.

Banking with FMB since:

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Checking