Interest Rates for Checking and Savings

Personal Deposit Account Interest Rates and Annual Percentage Yields

Rates are effective as of March 20, 2008. Rates can change daily, please contact Customer Service (Bank) for current rates. Fees can reduce earnings.

24-Carat Elite CheckingRateAPY
$1,000.00 and above2.37%2.40%

$1,000 minimum opening deposit. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $1,000.00 to obtain the disclosed annual percentage yield.

Hometown SavingsRateAPY
$100.00 - $4,999.990.50%0.50%
$5,000.00 and above0.75%0.75%

$1,000 minimum opening deposit. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $100.00 to obtain the disclosed annual percentage yield.

MVP (Most Valuable Person)RateAPY
$100.00 - $4,999.990.50%0.50%
$5,000.00 and above0.75%0.75%

$100 minimum opening deposit. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $100.00 to obtain the disclosed annual percentage yield.

High Yield Money Market SavingsRateAPY
$1,000.00 - $9,999.990.95%0.95%
$10,000.00 - $49,999.991.00%1.00%
$50,000.00 - $99,999.991.10%1.11%
$100,000.00 - $249,999.991.50%1.51%
$250,000.00 and above1.75%1.76%

$1,000 minimum opening deposit. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $1,000.00 to obtain the disclosed annual percentage yield.

PRIME PLUS MONEY MARKETRateAPY
$0.00 - $10,000.001.00%1.00%
$10,000.01 - $25,000.001.25%1.26%
$25,000.01 - $75,000.001.50%1.51%
$75,000.01 - $250,000.001.75%1.76%
$250,000.01 and above2.00%2.02%

$2,500 minimum opening deposit. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $100.00 to obtain the disclosed annual percentage yield.