Savings, money market, and certificates of deposit

Whether you're thinking of buying a new home, saving money for your children's education, retirement, or some other reason to put a "little extra away" we have a savings solution for you.

The account gives you the flexibility you need, pays higher than market interest rates and, best of all, every time the Prime Rate increases, the rate on your account increases by the same amount!

We offer a tiered plan so that the more you deposit the higher interest rate you earn.

To contribute to a traditional IRA you must be under age 70.5 and have earned income from employment. You may contribute up to $4,000 per year per person. If you're over age 50 you may also contribute an additional $500 "catch up" per year.

Certificates of deposit are savings vehicles that offer set interest rates for a fixed period of time. Generally, interest rates increase in relation to maturity. Interest rates are reviewed weekly.




Rates and terms are effective as of April 1, 2008. Rates can change daily, please contact Customer Service (Bank) for current rates. Fees can reduce earnings. Charges are subject to Iowa sales tax.

**A penalty may be imposed for withdrawals before maturity. For 30 to 91 day certificate of deposit accounts, the penalty we may impose is the interest on the amount withdrawn subject to penalty. If your account has a maturity of 92 days 12 months, the fee we may impose is equal to three months interest on the amount withdrawn subject to penalty. If your account has an original maturity of 13 to 35 months, the fee we may impose will equal six months interest on the amount withdrawn subject to penalty. If your account has an original maturity of 36 months or more, the fee we may impose will equal 12 months interest on the amount withdrawn subject to penalty.